Buy Bitcoin with any Gift Card Instantly | CoinCola

Buying prepaid gift cards with Bitcoin via P2P

Something about this doesn’t seem right, is this legal or could it raise some flags? I wanted to buy on discount as a gift
submitted by i_have_thrown_it to Bitcoin [link] [comments]

Buying Bitcoin with gift or prepaid payment cards (US)

Anyone know of an on-line outlet for this?
submitted by anonymous_Tr0ll to Bitcoin [link] [comments]

I want to buy bitcoin with my loaded visa prepaid gift card.

Is there any sites that allow me to buy bitcoin with visa gift card and doesnt need ID card information or age verification?
submitted by Xylaan to Bitcoin [link] [comments]

[uncensored-r/Bitcoin] Where can I buy bitcoin online with a prepaid American Express gift card?

The following post by thattechie is being replicated because the post has been silently removed.
The original post can be found(in censored form) at this link:
np.reddit.com/ Bitcoin/comments/75kwc3
The original post's content was as follows:
https://www.reddit.com/Bitcoin/comments/75kwc3/where_can_i_buy_bitcoin_online_with_a_prepaid/
submitted by censorship_notifier to noncensored_bitcoin [link] [comments]

Buy bitcoin with prepaid visa gift card

Any place that this can be done? I have a prepaid visa gift card that I got as a gift. I would like to buy more bitcoin with it. Coinbase can't accept it. Cex.io wants to make a small penny transaction on the card (which isn't showing up on the online transaction log of my card). Anyone have any luck?
submitted by CatDaddy09 to Bitcoin [link] [comments]

Best way to buy bitcoin with a prepaid gift card? Got it for Christmas /r/Bitcoin

Best way to buy bitcoin with a prepaid gift card? Got it for Christmas /Bitcoin submitted by BitcoinAllBot to BitcoinAll [link] [comments]

Buy bitcoin with prepaid visa gift card /r/Bitcoin

Buy bitcoin with prepaid visa gift card /Bitcoin submitted by BitcoinAllBot to BitcoinAll [link] [comments]

Where can I buy bitcoin online with a prepaid American Express gift card? /r/Bitcoin

Where can I buy bitcoin online with a prepaid American Express gift card? /Bitcoin submitted by BitcoinAllBot to BitcoinAll [link] [comments]

10-12 09:44 - 'Where can I buy bitcoin online with a prepaid American Express gift card?' (self.Bitcoin) by /u/thattechie removed from /r/Bitcoin within 521-531min

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Where can I buy bitcoin online with a prepaid American Express gift card?
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unreddit undelete link
Author: thattechie
submitted by removalbot to removalbot [link] [comments]

Buy bitcoin with a prepaid gift card?

I have a prepaid gift card and want to buy BTC with it, but on coinbase it seems like I can only add something through a bank account.
The card I'm trying to use is a prepaid american express card I got from a rebate on a computer part. It has a few dollars left on it so I figured I'd use it to buy some BTC. Is this possible?
EDIT: So it turns out coinbase doesn't accept prepaid cards in the US. Are there legitimate btc sellers that do?
submitted by DavidToma to BitcoinBeginners [link] [comments]

Buying bitcoin with cash or visa prepaid/gift card?

I must leave no tracks and be untraceable, so using my bank account to purchase bitcoin is not an option for me. Any other suggested security measures will be employed.
submitted by 8noreason9 to Bitcoin [link] [comments]

Anyway to buy prepaid visa gift cards with BTC? /r/Bitcoin

Anyway to buy prepaid visa gift cards with BTC? /Bitcoin submitted by BitcoinAllBot to BitcoinAll [link] [comments]

How to buy BTC with American Express prepaid gift card? /r/Bitcoin

How to buy BTC with American Express prepaid gift card? /Bitcoin submitted by BitcoinAllBot to BitcoinAll [link] [comments]

is there away to buy bitcoin with a prepaid visa gift card (us) /r/Bitcoin

is there away to buy bitcoin with a prepaid visa gift card (us) /Bitcoin submitted by BitcoinAllBot to BitcoinAll [link] [comments]

$15k saved, no cc debt - Should I pay off student loans or invest in retirement?

For the first time in my life I have about $15,000 in the bank and I am looking for advice on what would be the best way to invest this money into my future. Should I pay off student loans, invest in retirement, keep it in an emergency fund, other options?
Current income: Unemployed (was laid off bc of covid), but hoping to find a new job soon. I am currently receiving about $4k/month from unemployment, which is comparable to my regular salary. Rent + bills = about $2000/month, and I can be pretty frugal about my other expenses, especially since I've been self-isolating at home. How much should I keep in my account as an emergency fund, in case I can't find a job by the time my unemployment runs out? Should I keep saving until I have a bigger chunk to invest?
Student Loans: $13,600, interest rate is 5.375% - any advice as to the best way to tackle this? I've been consistently paying $300/mo via autopay (minimum is $222) after using an online calculator and entering my income. I have been paying this off for 15 years and the number just won't go down. It sure would feel good to just pay it off, but I don't want to put all my eggs in one basket. This is not a private loan - I went to a public state school so it's just your run of the mill Stafford & Perkins loan.
Retirement: I'm 37 years old and have no retirement savings. I realize I'm late in the game, and feel an urgency to invest, but I am wondering if it's a better idea to pay off my loans first. I have been looking into the Fidelity Zero Total Market Index Fund for a Traditional IRA. I decided on a traditional IRA rather than a ROTH because I've read that the short term tax breaks may not be as beneficial in the long run as a traditional IRA. (Edit: ROTH IRA sorry for the mixup!) Should I invest the max amount for the year all at once or make monthly contributions? I admittedly am totally clueless when it comes to this so any advice here is appreciated since it's my first retirement account.
Car loan: I bought a car last year and still owe $17,694.01, interest rate is 3.49 %, 60 months, financed by BMW Financial (it's not a bmw, it's just a standard mini cooper). Monthly payment is $360, $53 of which is interest. I have been paying this consistently with autopay. I ran into an issue previously when I paid off a car early and it ruined my credit score. My Fico report never fully recovered. I'd like to keep my student loans a priority since the interest rate is higher. My plan is to keep this loan as is, unless anyone has any advice for me, please share.
High-interest savings/Money Market/CD - From what I've read so far, this doesn't seem like a worthy investment at the current moment because of low interest rates/return. Correct me if I'm wrong and this is something I should look into.
Credit: I currently do not have any credit cards of my own, and I have a credit score of 670. I am currently registered as an authorized user on a parent's card, and my score dropped 80 pts when they made a big purchase without consulting me. I should be closer to 750, and I'm hoping this will recover over time. I've been told to invest in a prepaid credit card to boost my score, but this would be a last resort for me, if I have any other options for building my credit. The reason is because I would have to invest a large enough sum of money to keep my usage low, and that just seems like a waste of money when it would be invested elsewhere to bring in interest. What are my best options? Invest in a prepaid card, or just wait it out until my score recovers to apply for a credit card? The only reason why I want a credit card is to boost my credit score. I don't believe in credit card debt and don't plan on keeping a balance for any reason.
Cryptocurrency: I have about $1,200 in Bitcoin that I bought for funzies so that I could gift small amounts to family for birthdays and holidays. It's almost doubled in value, but I don't want to bank my future on this so I'm considering this more of a hobby than a financial decision. I don't plan on buying any more, but plan on holding onto what I have for at least a couple of years to see where it goes.
I realize I am way behind for my age, and I feel panicked when I think about my future. I wouldn't say that I've been financially irresponsible (I don't have any credit card debt or luxury items and live very frugally). It's more that I've been living more or less paycheck to paycheck on low income for most of my life (along with a few family & health setbacks), and my career has made a turn where I've finally been able to save in the last 2 years. If anyone can give me some advice on how to turn things around, please let me know! Thanks in advance!
submitted by imnotkiddingmaddi to personalfinance [link] [comments]

"If you want to quite smoking buy Bitcoin every time you want to buy cigarettes", but can you practically?

I just saw a Tweet with that title which made me think about it. We keep talking about barriers of entry but no improvement is actually done in this area for a long time. We are in 2020 and still a user can't walk to a 7 Eleven store and buy BCH for small amounts that they might spend on cigarettes for example.
A new user has to go to companies like MoonPay who will rip them off with credit card fees and their personal documents. Online markets like local.bitcoin.com or localcryptos.com are way better but most good traders avoid wasting time on deals below $300. I think Coinbase offer better deals but it's not available in many countries and KYC is a serious privacy concern.
So a normal person can't save little amount of their pocket money in crypto so they end up wasting their money on consumer goods. They can easily walk to any store and buy reload for their prepaid line, Steam, Starbucks and Google Play gift cards, etc but they can't buy crypto from similar channels.
So what's stopping us from providing this very valuable service to people? Is there legal concerns? What can be done about this?
submitted by p0ok3r to btc [link] [comments]

Max $4797, $1091 guaranteed!-Donut,Long Game,Zynn,Round,E*Trade,FirstTrade,Moomoo, Dough,Public,TradeUP, Robinhood, Acorns,M1 Finance,SoFi Money/Invest/Loans, One,Stash,Aspiration,Chime,Qapital,SkyOne, PremierMembers FCU,Juno,Santander,Voyager, Webull,Orchid,Gemini, Chase Freedom,DiscoverIT,Root,N26

Hello everyone! There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini) are US only.Stocks
Webull is a commission free stock trading platform/app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account via a referral link and making a $100 deposit.
Acorns is available on iOS and Android, or you can use their website.
referral link- https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3jPublic
Public is another commission free stock trading app which gives you a free stock (valued up to $50) when you create an account via a referral link. No initial deposit is required.
Public is available on iOS or Android only.
referral link- http://share.public.com/rayruiuFirstTrade
FirstTrade is a commission-free stock trading app which gives you a free stock (valued up to $200) when you open an account via a referral link. No initial deposit is required.
FirstTrade is available on iOS or Android only.
referral link- https://share.firstrade.com/MilaAQOKDough
Dough is a commission free stock trading app which gives you a free stock (valued $2- $200) when you open an account via a referral link. No initial deposit is required, though you need to deposit $25 in order to make your first withdrawal (you can also withdraw your initial $25 too, so this is a fairly easy requirement to fulfill).
Dough is available for iOS or Android only.
referral link- https://dough.com/referrals?referral=XPSSX6DFNF&referredby=MilaTradeUp
TradeUP is a commission free stock trading app which gives you a free stock (valued $2.50-250) for opening an account via a referral link. No initial deposit is required.
Additionally, they will give you a second stock (valued $8-$1000) for making a $100 deposit.
TradeUp is available for iOS or Android only.
referral link- https://tradeup.marsco.com/activity/market/us-open-price/#/share?invite=6NDX1URobinhood
Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when you open an account via a referral link. No initial deposit is required.
Robinhood is available on iOS and Android, or you can use their website.
referral link- https://invite.robinhood.com/amadeor3/Acorns
Acorns is an online investing app (iOS or Android) which is offering a free $5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until August 15th, 2020. You can then withdraw the money and close the account, fee free!
If you keep the account longer, they may charge you a $3 fee so be sure to close it after the 15th on the following month from when you signed up.
Acorns is available on iOS and Android, or you can use their website.
referral link- https://www.acorns.com/invite/TLBCPD/Moomoo
Moomoo is a commission free stock trading app which gives you a free stock (valued $10-$1000) for opening an account via a referral link and making a $500 deposit.
Moomoo is available on iOS or Android only.
referral link- https://j.moomoo.com/000LR3M1 Finance
M1 Finance is an investing account, like Robinhood or Webull. It includes zero commission trading, and has a popular subreddit community behind it! If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus that posts to the account within 14 days.
M1 Finance is available on iOS or Android only.
referral link- https://m1.finance/J6aLCt6SRGdWRound
Round is an online auto-investing app (iOS only) which is offering a free $20 bonus for simply opening an account via a referral link and depositing $500. Alternatively, you can get $100 if you deposit $10,000.
Round is available on iOS only.
referral link- https://app.investround.com/inviteCode/amadeo-r360s0SoFi Invest
SoFi gives $50 for anyone who signs up for a SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!
Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $75 cash bonuses with SoFi Invest!
SoFi Invest is available on iOS or Android only
referral link- https://www.sofi.com/share/invest/2498539E*Trade
E*Trade is one of the biggest stock trading platforms out there, and they are offering new users a cash bonus for opening an account using a referral code and depositing funds. Your cash bonus varies based on how much you deposit, on a tiered basis-
Reward Deposit Amount
$25 $5,000–$9,999
$50 $10,000-$24,999
$200 $25,000–$99,999
$300 $100,000–$249,999
$600 $250,000–$499,999
$1,200 $500,000–$999,999
$2,500 $1,000,000+
referral link- https://refer.etrade.net/amadeoruiu3Personal Capital
Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than $1000 in it, they will give you a free $20 amazon gift card within a couple weeks. No deposit required!
Accounts that do not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood works!
Referral link- https://share.personalcapital.com/x/oGFEyl

Banks-Chime

Chime is a bank/app which pays you a $50 bonus for opening an account via a referral code making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!
If you don't have cash app, you can also transfer in $200 from the following banks to fulfill the same requirements-
Ally, Charles Schwab, Chase, Circle Pay App, Discover, Hancock Whitney, Huntington, PNC, Serve, TD Bank, USAA, US Bank, Wells Fargo.
referral link- https://chime.com/milazadroznyAspiration
Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250
So all you have to do is open a “Spend & Save” account using a referral link, spend $250 using their debit card within 3 months, and then you will get $50 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!
referral link- https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/Stash
Stash is a finance app that gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
referral link- https://get.stashinvest.com/amadeowpr10SoFi Money
SoFi is a bank/app that give out $25 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $500 from any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.
And you can close the account at any time with no fees or consequences-
I would be grateful if you used my referral link- https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749Qapital
Qapital is a banking app (iOS/Android) which pays you a $25 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3 per month.
If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment (the $3 monthly fee), they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.
referral link- https://get.qapital.com/SGjU8VhoM4SkyOne
SkyOne is a credit union which will pay you a $50 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3Juno
Juno is a banking app is that is giving out a free $25 for anyone who signs up for for a checking account using a referral link and makes a $1000 deposit once the product officially launches. So all you have to do is open an account with a referral link, wait for the product to officially launch, make a $1000 deposit, and then get your $25 bonus! You can then instantly collect the bonus and then take it all back.
And you can cancel the account at any time with no fees or consequences-
https://bankonjuno.com/referral/AMADjJslPremier Members Credit Union
Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!
And you can close the account at any time, fee free!
They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.
referral link (please remember to use my referral code during the account setup too)- https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/Santander
Santander is a bank which will pay you a $50 digital Visa Prepaid Card for opening a Simply Right® Checking, Santander Premier Plus Checking, Santander Basic Checking, or Student Value Checking account via a referral link and making a $250 direct deposit within 60 days.
A "direct deposit" technically means that they want you to deposit the money right from payroll, but you can actually meet this requirement simply by transferring in money from Venmo! Additionally, you can meet the requirements simply by transferring in from the following accounts-
Chase, Charles Schwabb, Fidelity, Wells Fargo.
referral link- https://santander.extole.io/s/rayruiu1959
Available for people in NH, MA, RI, CT, DE, NY, NJ & PA onlyN26
N26 is a banking app (iOS/Android) which will pay you $10 for opening an account and spending $10 or more on a single purchase using their debit card.
The account has absolutely no fees and can be closed at any time. Account signup only takes a few minutes. You need to fund your N26 account from another bank with enough money to make the $10+ purchase. The debit card is shipped to you immediately after account signup. You receive the $10 bonus in the form of a statement credit.
N26 is available on iOS or Android only.
referral link- https://n26.com/amadeor4364Cryptocurrency-Voyager
Voyager is a crypocurrency trading app (iOS/Android only) which will pay you $25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
I would be grateful if you used my referral link-
iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579
Android- https://play.google.com/store/apps/details?id=com.investvoyagerDonut
Donut is a cryptocurrency investing app (iOS only) which will give you $10 for signing up using a referral link and depositing $10. The deposit is automatically invested in bitcoin. You can sell the bitcoin immediately to avoid any risk. They pay out almost instantly (it took me 5 minutes to get my bonus), and you can withdraw instantly.
So all you have to do is download the app using a referral link, enter my referral ID (@annprod) when prompted, deposit $10, and you should get your $10 bonus within minutes. You can then sell your bitcoin, withdraw your money + the bonus, and close the account fee free if you wish.
https://donut.app.link/annprod/i/CVx0dbRMRGemini
Gemini is a cryptocurrency trading app/websitewhich will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.
https://gemini.com/share/rllzke26Coinbase
Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform!
I would be grateful if you used my referral link- https://www.coinbase.com/join/ruiu_8
They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2Credit Cards-Chase Freedom
Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!
So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJDiscover IT
Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time fee free.
https://refer.discover.com/s/hhti4mOther-Root
Root is an auto insurance app(iOS/Android) that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.
https://rootbonus.com/AmadeoRuiuSoFi Loans
SoFi loans is offering a $300 bonus for people who opens a new personal loan or refinance an existing student loan.
You should research the pros and cons of student loan refinancing before you consider this option, The basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.
There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.
www.sofi.com/share/2498539?src=copy
submitted by DarleneRamosi to moneyontheside [link] [comments]

16 Apps That Will Earn You Passive Cash Back (Best Passive Saving Apps 2020)

This is the updated 2020 Q1/Q2 version of this post. If you remember reading the previous iteration of this post, there are several changes to the list this time around. Some new additions, and some removals.
Note: Most of these apps will be US only, with a minimum age requirement of 18.
Having said that, let's get right into it.

16 Passive Cash Back Apps 2020

Pei (Ref)

Pei is an automatic cash back app. When you sign up, you'll link a debit/credit card and you'll then automatically start earning cash back as you shop at certain Pei merchants (listed just below). There are so many merchants with Pei that you'll likely find yourself accidentally earning cash back on the app, without even knowing it. Pei is an app that you can really just link a card and then check back weeks later and surprise yourself with the money you've earned. Pei deserves the top spot in this post because of how consistent it is, and just how many places you can earn cash back with it. You can cash out instantly as soon as you reach $25 in your account. If you sign up with a referral code, you'll get a $2.50 bonus once you spend at a Pei merchant. You can use the referral code found on the most common Beermoney Sites thread here.

Pros of Pei:

So with all of that being said, let's talk about the stores you can find on Pei. Just note that these are only stores that are local to me, so if I don't have a certain store near me that Pei offers, I won't have it on this list. Additionally, Pei actually offers so many stores at this point that there's no way for me to actually keep this list up to date at all. There have been countless times where I've shopped somewhere that doesn't even come up as an option to earn with Pei but I'll see cash back listed on the app. It's really quite impressive.
In addition to receiving cash back at many locations, Pei also has a 'loyalty bonus' where if you shop at a certain store 5x you'll earn a bonus of up to $100 (but usually way less).
Pei Also just released a new feature called "Party Cash". Basically with Party Cash if you ever go shopping somewhere with your friends who also have Pei, you can start a party, and for each friend you shop with, each person will get a +1% bonus. For example, if I go shopping at Target with 2 other friends and we all start a Party Cash on Pei, we'll each get 1% (for usual cash back) plus 2% cash back from Party Cash, for a total of 3% cash back.
Most stores do have a $5 daily/weekly earning limit, so do be aware that if you spend more than ~$500, you'll likely reach an earning cap.

Dosh (Nonref)

Ref: KJK6

Dosh is one fastest growing cash back apps on this list. Similar to Pei, it's a card linked program where you'll automatically earn cash back when you shop at several local and national brands. On average you'll earn 3-5% cash back when you shop at the brands featured on Dosh. As soon as you hit $25 in your balance, you can cash out to PayPal.
The biggest downfall of Dosh is that the offers in the app change frequently, and the offers are targeted, meaning that not everyone will see the same offers.
Below are some of the current offers for instant cash back that you might find on Dosh. Note that only instant cash back offers found on the app will earn you cash back automatically when you spend with your card.
Dosh also does have a generous referral program where you'll get $5 when you sign up and link a card, and so will the referrer. If you'd like to, you can enter my code, KJK6 or use my referral link (nonref)
BTW, If you've heard of Dosh before, that might make sense. If you use Venmo and have the Venmo debit card, they recently introduced Venmo Rewards, which is powered by Dosh.

HOOCH Rewards (Ref Link)

HOOCH has earned the number 3 spot on this list this time around because of all the programs on this list, it has remained consistent. HOOCH will automatically earn you cash back when you link a credit/debit card whenever you shop at several national brands.
If you understand how Pei or Dosh above works, there's not really much more to say about HOOCH's cash back system.
You'll instantly earn 1% cash back at the following national brands:
  • Uber
  • iTunes
  • Starbucks
  • Domino's
  • Netflix
  • Shake Shack
  • Spotify
  • Audible
  • Redbox
  • Uber Eats
  • Hulu
  • In-N-Out
  • Chipotle
In addition to 1% cash back at the national brands, here are some other ways you'll earn with HOOCH:
  • Connecting your first card ($5 bonus)
  • Drink at a HOOCH Venue (5%)
  • Book a Hotel (5%)
  • Dine at a HOOCH Venue (5%)
  • Refer friends
HOOCH started a long while back as a subscription app where you'll buy a subscription and you'll get a free drink at a HOOCH venue every day. The venues are extremely limited, so a majority of the people reading this won't find any value in that plan. Dining is just as rare.
Their referral system appears to be pretty generous. They're currently offering a $5 bonus for signing up, as well as $1 for the referrer, as well as a 20% bonus on their earnings for life. Here's my referral link, and a nonref link :)
Here's the downfall of HOOCH:
You can only cash out for gift cards, and the minimum is $25.
For most people, this is a really big disadvantage of this app. Assuming that most people will only be earning through the 1% cash back brands, the minimum you'll need to spend in order to his the cash out minimum is $2500, which would likely take most people a really long time, since the brand options are not places where you're likely to spend a lot of money frequently...like, for example, a grocery store.
But still, you could probably earn yourself a few free gift cards every once in a while for a totally passive app.

Bumped (Sign up & join waitlist!)

Bumped is an investing app, when you really boil it down. When you sign up you'll select one brand in each category (there are a lot of categories, you'll see below), and each time you shop at the selected brand, you'll earn the certain specified purchase back in the form of company stock. This is unique to all of the other apps on this list, because you're actually receiving company stock. Also, because of this, I think it's very important to note that in order to sign up for Bumped you'll need to enter your SSN since you will be opening up a brokerage account.
As of posting, the following are the category options that you can choose from:
I've bolded the brands I selected. Obviously you should pick a brand that you can find yourself using the most. Do note that if you pick a brand that you might want to change later, you'll get the opportunity to change your brands 3 times a year, at least 30 days in between.
Category Options
Burgers 3% at Jack in the Box
3% at McDonald's
3% at Wendy's
Coffee 2% at Dunkin' Donuts
2% at Starbucks
Drug Stores 2% at CVS
1% at Walgreens
Family Dining 2% at Applebees
2% at Chili's
2% at Olive Garden
2% at Red Robin
Grocery 1% at Kroger Family of Stores
Home Improvement 0.5% at The Home Depot
Mexican Food 2% at Chipotle Mexican Grill
2% at Taco Bell
Music Subscriptions 1% at Pandora
5% at Spotify
Pizza 1% at Domino's
5% at Papa John's
2% at Pizza Hut
Ride Sharing 0.5% at Lyft
0.5% at Uber
Superstores 1% at Target
1% at Walmart
Telecommunications 0.5% at AT&T
0.5% at T-Mobile
0.5% at Verizon Wireless
Video Subscriptions 1% at Netflix
5% at Sling TV
Vineyards 1% at Willamette Valley Vineyards
One thing that is listed on the app is that if you want to move your way up on the waitlist you can refer your friends to join the waitlist as well.

Bits

Bits (of stock) is very similar to Bumped. It's better in some ways, but worse in most.
Similar to Bumped, there's a waitlist. Note that Bits is currently only available on iOS, but they have teased a version for Android will be coming.
So, here's the issue with Bits...
There's no brokerage accounts set up.
If you're not sure what that means, basically in order for you to actually own and trade stocks, you'll need to do it through a brokerage account. For example, if you use Robinhood, you own a brokerage account at Robinhood. If you use TD Ameritrade, you'll have a brokerage account at TD Ameritrade. So basically the app will say that you're getting stock back as you spend, but there's no way to actually sell your stock. Basically what I'm saying is that until the brokerage account is added, you're really just receiving play money. Bits has been extremely silent about the release of the brokerage accounts... I asked them back in December and they said they were aiming to release it "next month". Three months have passed since then, so I asked last week and they again said the same thing.. the goal is a release next month (April). We'll just have to wait and see. The point here is -- assume you're not earning anything with Bits until they add the brokerage accounts. This post will be updated once the accounts are added.
So, as for the actual cash back from Bits, you're able to choose 15 brands (that you can change at any time). I'll list the brands you can choose from below. What's interesting is that when the app first launched, all of the brands offered a 2% CB rate (which is unsustainably high). The rates have since come down to 0.5% for all brands.
To save characters, here's a recording of me scrolling through the brands offered. If you don't want to watch that video, just know that there are a lot of brands to choose from.

Ibotta (Ref Link)

Ibottais a cash back app that has been around for years, but this is its first time being added to this list. When the app originally launched, you would earn on the app by selecting cash back products that you could purchase and receive a rebate. Once you selected products you wanted to purchase, you would then scan the products after purchasing them to confirm your purchase, and then submit a photo of your receipt.
That doesn't sound too passive, now, does it?
Well, over the last little while, the app has come a very long way. In most cases you no longer need to select rebates you want to purchase, and in most cases you don't even need to scan a receipt, if you're shopping somewhere where you can link a rewards membership.
For example, I shop at Meijer and Target primarily for groceries. Both of these stores allow me to link my accounts with the stores, so for Target any time I shop and spend using a credit card that is linked to my Target account, I'll get cash back automatically. Same thin for Meijer. As soon as I enter my mPerks phone number, I'll get cash back.
What's great is that you don't even have to select offers anymore. So this is one of those cases where you might accidentally get cash back. Also, just to clarify, you're getting cash back for the products you purchase, not the place that you're shopping... which is different than most of the other apps featured on this list.
Even if you don't purchase a product that qualifies for a rebate, you'll probably find yourself earning cash back almost every time you shop because Ibotta has several "Any" offers, meaning any time you buy "any" kind of a product, say.. blinker fluid, for example, you'll earn cash back for your blinker fluid purchase regardless of the brand. These offers are optimal for cash back.
I personally went a whole couple months without opening Ibotta and I showed up to $50 in cash back from purchases I didn't even know I was getting cash back for.
Another newer feature of the app (which isn't passive) is Ibotta Pay. Ibotta Pay is basically just a glorified way of purchasing gift cards and receiving cash back for the gift card purchase.
In addition to this cash back, you'll also find several bonuses where if you redeem x offers, you'll get a certain $ boost. For example, I currently have an offer for a $10 bonus if I redeem 14 offers before the bonus expires in just a few days. I've redeemed 2 so far, so I'm not sure if I'll be getting there in time. (BTW, if you're ever cutting it close, just note that Ibotta Pay will work where each gift card purchase will qualify for a completed offer ;))
Ibotta also does have a generous referral program. They do referral offers very frequently where you can earn bonuses, but the current offer is $4 for each friend you invite. Please consider using the referral link found in the Most Common Beermoney Sites thread.

Uber Visa Local Offers

Shop or dine out, get Uber credits back.
Use your Visa card next time you dine out or go on a shopping spree at a featured store and earn Uber credits toward future rides. To join, go to settings in your Uber app and tap on Visa Local Offers.
Whenever you shop out at certain places you'll instantly receive uber credits to your account. It's really simple, and yes, this does stack with all of the other cash back apps you might be a part of.
The brands they offer do change semi-frequently, so you should check them from time to time.
In the past there have been 100% cash back offers for streaming services, and 10-20% cash back at Sam's Club. Considering that these offers do stack, there is some really great potential if you find any value in uber credit.
If you're interested in activating the Visa local offers, you'll need to make sure you have a visa card linked to your Uber account first, and then you should see "activate local offers" in the app settings or payment settings of Uber.
There's really not much to say about Visa Local Offers, but if you're looking for some FAQ/Terms, feel free to check them all out here.

Cash App "Boosts"

For those if you who don't know what Cash App is, Cash App is an app by Square that lets you send and receive payments. They've also expanded their app to support bitcoin purchases, and they'll also let you use the app as a checking account. With the cash app you can also sign up to receive the Cash Card, which is a debit card that is funded with your cash app balance.
If you have not used Cash App before, they do have a fancy referral program where when you sign up and send $50 you'll receive $5 and so will I. I do want to make this very clear: Cash App referrals can see the full name of the person who refers you, and the person who refers you will have your full name shown to them. If you're really private about personal information, be careful whose referral link you use. If you trust me, here's my referral link.
Please note that if you want to use the cash app boosts that I'm talking about, you'll need to be 18 years old and have the cash card (which is free, don't worry)!
Cash App announced that their cash card will be seeing 'boosts'. Boosts are their fancy way of saying that when you use our card at certain locations you'll receive a discount.
Once you have the cash card, you'll notice on the app below your card you'll be able to select your boost. The following are my personal boost options, as of posting. The boosts change frequently,
  • $5 Off One Order on DoorDash
  • 10% Off One Visit at Any Grocery Store
  • 10% Off One Visit at Dollar Tree
  • 10% Off One Visit at Walgreens
  • 10% Off One Visit at Nike
  • 10% Off One Visit at Walmart
  • $5 Off One Ride at Lyft
  • 10% Off Each Visit at Bath & Body Works
  • 10% Off Each Visit at Playstation Network
  • 10% Off Each Visit at Xbox
  • 10% off Each Visit at Chick-Fil-A
  • 10% Off Each Visit at Taco Bell
  • 10% Off Each Visit at Dominos
  • 10% Off Each Visit at Portillo's.
Boosts tend to change every Friday, but several boosts will remain for a long period of time. The longest lasting boost, which just went away in the last week is the $1 off Any Coffee Shop. It stuck around for almost 2 years, and anyone who had that boost applied would automatically save $1 every time they shop at any coffee shop, without any interaction.
So there are quite a few things I want to say & clear up.
  1. You can use a boost every 1 hour.
  2. You must select the boost that you'd like to use prior to the purchase. You're able to swap which boost you want to use as often as you'd like. So when you walk into Chick-Fil-A, just check and make sure your boost is set to CFA. If not, swap it.
  3. In order to apply the boost, you must pay with the Cash Card. It's automatic. If your total is $6 and you're saving 10%, you'll only need a Cash app balance of $5.4 for the transaction. Cash App will cover the other $0.60.
  4. If you link your Cash Card to Apple Pay, you can pay with it that way and the boosts will still be applied.
Do realize that just because you have the Cash Card on the app, you won't see the boosts. You need to have the physical Cash Card in your possession for the boosts to show up.
I've been really enjoying using the Cash Card for purchases. Especially at CFA & Chipotle. It's really not a hassle. When I'm standing in line at Chipotle I'll open the app and make sure my cash app balance is enough and if not I'll just add funds right away. The boost is applied immediately which makes you feel good. It's like the guac is free at Chipotle after you use the cash card. The only downside to using the Cash Card is that you won't be able to stack discounts with anything else on this list... Unless you find a way to link the Cash Card to any of the things on this list. Regardless, 10% off at Chipotle is the best I have found.

Venmo Rewards

Venmo recently announced Venmo Rewards.
Take what you know about Cash App's boosts and then apply something similar to Venmo's debit card. Venmo Rewards is actually a bit easier than Cash App's boosts because it truly requires no input from you whatsoever. The tradeoff is that the cash back rates are lower. If Cash App's average discount would get you 10% off, Venmo would be about 4%.
So here's how Venmo Rewards works:
Simply use your Venmo card at participating merchants—stores you know and love— to earn rewards. Zero setup required. See list of participating merchants in the app.
  1. Get a Venmo card Learn More
  2. Swipe your card at participating merchants
  3. Automatically earn cashback straight to your Venmo balance. (Seriously. That’s it.)
As mentioned above in the section about Dosh, Venmo Rewards is powered by Dosh, and similar to Dosh, the cash back options are targeted. I personally can't use Venmo so I don't have the current list that most people will be seeing as far as opportunities go, but Venmo Rewards originally launched (in November 2019) with the following CB opportunities:
  • 5% Target
  • 5% Sephora
  • 5% Wendy’s
  • 4% Dunkin’
  • 5% Chevron
  • 4% Sam’s Club
  • 5% Papa John’s
Evan on DoC commented earlier this month with their updated CB opportunities:
Dunkin Donuts 4%, Sephora 5%, Macy’s 4%, JCPenney 5%, Sam’s Club 4%, 1-800-flowers.com 15%, Papa Johns 5%, Forever 21 4%, Frank and Oak 5%)
  • 4% Walmart & Walmart Grocery
  • 4% Dunkin'
  • 5% Sephora
  • 4% Macy's
  • 5% JCPenney
  • 4% Sam's Club
  • 15% 1-800-Flowers.com
  • 5% Papa John's
  • 4% Forever 21
  • 5% Frank and Oak
What I can make from this is that the options have not changed much, and have actually expanded, with a couple exceptions. If you're a Venmo user, I think this is a pretty decent reason to get the debit card. The 4% at Sam's Club and Walmart is a pretty good deal for most people, especially if there are no limits to the cash back you can earn.

Empyr Apps

I've listed this as "Empyr Apps" because all of these apps are basically just the same thing. I'll take the example of Swagbucks Local since that's what most of you reading this will already be using.
If you paid attention in the Visa Local Offers section of this post, you'll find that the Empyr apps are actually very similar to those visa local offers.
When you shop at a certain store/restaurant, you'll earn with the empyr app you have linked. It's actually really not that special.
Here's a list of some/most of the current Empyr powered apps:
IMPORTANT NOTE: You're only allowed to use one Empyr app at a time! As soon as you link up with another Empyr app, you'll be disqualified from another until you link back up.
I do want to go into this list a bit this time around since there seem to be more and more Empyr apps popping up.
Swagbucks Local will always be popular among Swagbucks users. What's really nice about Swagbucks Local is that the payouts are always instantly converted to Swagbucks, which can help you cash out sooner. You'll also likely get a slot in the Swago board filled out, which might be beneficial to you.
RetailMeNot is a newer one on this list and it's the only one here that I feel like I recommend you go on/off with. RetailMeNot has recently been doing a lot of "Spend $X, get $Y" deals at a lot of the stores they offer. For example, they are currently offering $5 Cash back for in Store purchases of $30+ at Staples. This is a really good deal for an Empyr app, and would probably be my pick for that transaction, but not most of the time since they don't have very many stores as options.

Drop (iOS | Android)

Ref = fish

Alright, so Drop has gone through a lot of changes since the last time this post was updated. Drop used to be the best passive cash back app without any debate. It was also one of the first apps to offer a card link cash back program. Over the last several months (and years), their card link program has seen several devaluations. First they removed brands you could pick from to receive cash back (for example, when I first joined, you could choose to earn cash back each time you shopped at Amazon, but new users would later not see Amazon as an option). They later lowered the cash back rate. For example, Target went from 1%, to 0.2%. And finally they limited new users to pick from 5 brands to receive cash back at to just 3.
In February 2020 Drop announced a change to the way their card linked cash back would work..
They since have removed their 'power offers' (the offers where you automatically earn cash back at brands), and have replaced it with card link 'Challenges'. These challenges have just recently launched, so it's hard to tell whether or not these will be passive or worthwhile altogether. I currently have one ongoing challenge where if I spend $10+ at Target with a linked card, I'll get 250 points ($0.25), which is pretty insignificant.
As far as I can tell, they seem to have ditched all other forms of card linked cash back from their app. If the challenges turn out to have nothing passive about them, or have no proof of being worthwhile, Drop will likely not even be on this list the next time around.
So let's talk about some features of Drop since we're on the topic.
Drop has clearly moved away from passive cash back, and has focused more on becoming a cash back app in the form of portal earnings and specific offers. Several of these offers are unique to drop, which is good, but when it comes to portal cash back, the rates are often on par or slightly below the offerings you could find on Cashback Monitor.
Another thing about Drop that people are (rightfully) upset about is the change that now requires you to save up $25 worth of points (25,000) in order to cash out. The minimum previously was just $5.
The only feature about Drop that hasn't been nerfed to the ground is their referral program. When you refer your friends you'll earn $5 once they link a card, and they'll get $5 as well.
Overall I'm not too hopeful that Drop will remain passive at all, so this might be the app's last appearance on this list for the foreseeable future.

Credit Cards

I've refrained from listing credit cards on this post for a long time. Maybe because I thought it was too obvious, or maybe it was unnecessary, but since the number of younger people using this subreddit has been increasing I feel like I'd be doing a disservice to entirely disclude a blurb about credit cards.
If you have a credit card and you don't really care to learn more about credit cards, just skip this section. If you're reading this post and you're 18+ (or if you're about to turn 18) and you don't have a credit card or don't know much about credit cards, I think it's a good idea to look into them. I'm not going to tell you exactly what a credit card is since that's an easy google search, but I will tell you about some benefits, especially about those that pertain to the benefits of this post.
Credit cards are great because you can essentially spend money just like you normally would*, but you'll also earn cash back on all/almost all of the purchases you make with them. Additionally, especially if you're young, getting a credit card is a really great because it will start helping you build credit. I'm currently looking into renting a house next year with two housemates and I'm shocked to see that neither of them have any credit. They quite honestly couldn't possibly live in a house without me, since I'm the only one who has credit.
*Make sure you're paying off your credit card every month (or however often you need)... Don't let yourself get into debt. I'd argue if you think you're going to get into debt with a credit card, I'd personally suggest you don't get a credit card.
While you need to be 18 years old to get your own credit card, if you're under 18, you can still start gaining credit. Most major credit card companies will allow your parents to add you as an authorized signer on their credit card (which basically just means that you'll get permission to use their cards). An effect of this is that you'll start gaining credit. If you're looking to build up credit but you don't think you're ready for a credit card, I'd really recommend you ask your parents about becoming an authorized signer. It's a good conversation to have with your parents.
Anyways, let's talk about the cash back benefits, since that's what this post is about, after all.
There's a lot of credit cards. This post isn't going to list them all out. This isn't really even the right subreddit for credit card discussion.
Nerdwallet has a great list of credit cards, so you might want to check it out here, but I'm going to share my own personal situation and recommend that for anyone who might relate, since the average age on this subreddit is around the 18-25 range.
My first credit card was the Chase Freedom Unlimited card. I actually still use this credit card very frequently since it's a pretty balanced card. A couple years back on my 18th birthday I went into my local chase branch and physically had to beg for this card (it's a really beginner card, trust me). After getting denied both in bank and online, I finally found a rep who would give me a calm $500 credit limit for the card. Note: I had no credit before hand.
The Chase Freedom Unlimited card offers 1.5% cash back on all purchases with the card... so when you think about it, I'd previously been spending $100 at Chipotle every month with my debit card, but with the Freedom Unlimited card, I would now be getting 1.5% cash back ($1.50) back on those purchases. It's just an easy way to save money on everything.
If you use the other apps I suggest in this post, you'll likely earn cash back passively from them on certain brands that are featured, but stacking a credit card cash back on top of all the other bonuses is the absolute best way to earn passive cash back since it's usually 1-5% cash back on your purchases.

ReceiptPal

ReceiptPal is an app that allows you to upload your receipts from almost anywhere that you go shopping. It's actually a really simple process.
When you sign up you'll be presented with almost little scratch cards which contains 4 spaces. Each space is filled with a receipt that you upload. Once you reach 4 receipts, you'll earn 100 points. 300/400 points = $1, so basically every 16 receipts you upload you'll receive ~$1.
"So, mr Fishering, how is this passive!?"
Unlike most receipt apps, ReceiptPal allows you to link your emails and amazon account and they'll automatically upload receipts for you. I actually let this app alone for several months and came back to thousands of points and cashed out instantly.
If you make purchases online, you'll essentially be earning ~$0.07 for every purchase you make if you have your email linked. They'll automatically find receipts and submit them, so it's 100% passive earnings.
If you also shop IRL you can submit physical receipts as well.
You can cash out instantly for $5 minimum in the form of a gift card. I'd recommend saving up at least 7,500 points for a $25 gift card, since it'll value points at 300/$1.

Paribus

Paribus is not your typical cash back site. Once you sign up you can link your different accounts (such as your amazon account) and it will automatically track your shopping. Paribus doesn't directly earn you cash back... it acts more like Walmart's saving catcher if you've ever heard of that. If an item you buy somewhere goes on sale shortly after or if there's any other discounts/promotions you may have missed when you originally bought something, they'll quietly get you a rebate on whatever you purchased. It can be very hit or miss. The catch is that they do take a cut of your savings. I believe it is 30% for all new users, but for each member you refer you can cut the cut by 5%. If you save $10, they'll charge you $3 to whatever card you have linked.
Personally I've found it to be really hit or miss, but I've found some incredible savings. I bought a gopro and I got $15 saved with Paribus, and I also got $50 back from some really nice headphones I picked up on amazon from Amazon. What's weird is I bought the headphones like 6 months prior to the rebate. Was shocking to see it, but I've really had some good luck with Paribus.

Sift (iOS | Android)

After the last post, I noticed a lot of people enjoyed Paribus, so I figured it'd be good to add some alternatives in this post.
So, here's Sift. Sift is a similar site to Paribus, and its key focus is on enforcing credit card benefits that many people don't know about. It's actually pretty nice. It'll let you pick your credit card and it'll tell you pretty much everything about your card. I have the Chase Freedom Unlimited card, and I was actually shocked to hear some of the benefits my card has that I have never been taking advantage of.
From Sift's site:
We automatically comb through your credit card policies to show you all your benefits in one place. For every purchase we let you know what benefits you are eligible for. We streamline the claim process to make it as simple as possible to get your money back.
You can link your emails as well as your amazon account as well and they'll make it really easy for you.
I have not actually used Sift much myself, so I cannot attest to how well it works, but the app store reviews are generally positive for Sift.

Trim Savings

Trim is similar to Paribus and Sift, but there's a certain void that it's trying to fill that the other two don't really seem to be filling.
Trim's main selling point is its bill negotiations. Instead of trying to save you money when a price drops, they're going to try and just nip it right in the bud and try to get your bills lower.
Right now they're mainly trying to negotiate with cell providers, internet providers, and cable providers.
Here's how the process goes:
  • Submit Your Bill: Submit your most recent cell phone, cable or internet bill to get started.
  • Trim Negotiates: Trim negotiates with your provider to get you discounts on your bill.
  • You Save Money: Trim takes 25% of annualized savings, but only on success—otherwise, it's free!
So, similar to Paribus, Trim does charge a fee. In a sense, I guess that's a good thing because it gives them an incentive to make sure to get some sort of bill decrease for you so they'll make some money too. Their rate is currently 25% of your bill negotiation. Of course, if they're not able to negotiate your bill for you, you won't pay them anything.
Trim does also monitor your bank account for you and they'll notify you of account changes (that you can set). For example, if they see a transaction worth $xxx, they'll notify me that I've made a large transaction. If there weren't already so many other sites/apps that could do that, I'd say that's a great feature that Trim offers.

Conclusion

Hopefully there's some new apps/sites you found out about in this post. If you sign up for some/all of these programs listed, you should probably find yourself earning some pretty decent cash back, depending on where/how much you spend. These apps are very satisfying to watch your balances build up on, and after a while it's very rewarding to cash out and treat yourself.
In this update I added some really great additions like Ibotta, Venmo Rewards, and Bits, but I am very sad to see the turn that Drop has taken. I have been tipped off to some upcoming passive cash back opportunities that will be coming very soon, and I can't wait to share those and hopefully add them to this list in the near future.
As always if you have any questions please do leave a comment or send me a PM!
Thanks for reading!
  • Follow me on reddit: Fishering
  • Read my other posts!
  • Please send me PMs with any questions you have about anything, or even just PM me if you want someone to talk to.
submitted by Fishering to beermoney [link] [comments]

Up to $3940 in Free cash bonuses($602 guaranteed)! (SoFi Money, SoFi Invest, Chime, Varo, Aspiration, Stash, Webull, FirstTrade, Moomoo, M1 Finance, Robinhood, Public, Dough, TradeUP, Acorns, Abra, Voyager)

These are my favorite referral codes! All these offers (besides Gemini and Zynn) are US only.
*Newest, easy referral offers!*
Donut: (iOS Only)Free $10 for depositing $10. Use referral tag "annprod” when prompted during account signup. One of the fastest referral opportunities I've ever seen. Signed up, got my $10 bonus, and withdrew everything within 10 minutes. Doesn't work for New York, New Jersey, Wisconsin, or Pennsylvania residents. Open this link from mobile:
Long Game (iOS/Android): Free $15 for depositing $5.
Zynn (iOS/Android): Tik Tok competitor, $1-20 for new users who sign up via a referral link, enter their referral code in the app, and watch 1-2 minutes worth of videos. Available in the US and Canada.

Stocks

Banks

Cryptocurrency

Credit Cards

Other

--Details on each offer below--

Stocks-

Webull

Webull is a commission free stock trading app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account and making a $100 deposit.
It is available on iOS, Android, and PC!
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Dough

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TradeUp

TradeUP is a stock trading app which gives you a free stock (valued $2.50-250) for opening an account. No initial deposit is required! They also offers commission free stock ETF and mutual fund trading via the web or iOS/Android!
Additionally, they will give you a second stock (valued at $8-$1000) for making a $100 deposit.
https://tradeup.marsco.com/activity/market/us-open-price/#/share?invite=3PPVKT

Robinhood

Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when your account is approved. No initial deposit is required! Like FirstTrade, they offers commission free stock ETF's and mutual fund trading via the web or iOS/Android!
https://invite.robinhood.com/amadeor3

Acorns

Acorns is an online investing app (iOS or Android) which is offering a free $5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until May 15th, 2020. You can then withdraw the money and close the account, fee free!
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Moomoo is a stock trading app which gives you a free stock (valued $10-$1000) for opening an account and making a $500 deposit. They also offers commission free stock ETF's and mutual fund trading via the web or iOS/Android!
https://j.moomoo.com/000LR3

M1 Finance

M1 Finance is an investing account, like Robinhood or Webull. It includes zero commission trading, and has a popular subreddit community behind it! If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus posted to the account within 14 days.
https://m1.finance/J6aLCt6SRGdW

SoFi Invest

SoFi gives $75 for anyone who signs up for a SoFi Invest account and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!
Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $100 cash bonuses with SoFi Invest!
https://www.sofi.com/share/invest/2498539

Banks-

One Finance

One Finance gives out $20 for anyone who signs up for a One Finance (bank) account via my referral link and deposits at least $20 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $20, and then the bonus will post to your account instantly.
They will also pay you an extra $5 if you download their iOS app. Android users are only eligible for the regular $20 bonus.
https://share.onefinance.com/invite/Amadeo6c7b8c22

Stash

Stash gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
https://get.stashinvest.com/amadeowpr10

Aspiration

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250
So all you have to do is open a “Spend & Save” account using a referral link, spend $250 using their debit card, and then you will get $50 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want! I would be grateful if you used my referral link-
https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W

Chime

Chime is a banking app which pays you a $50 bonus for making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!
If you don't have cash app, you can also transfer in $200 from the following banks to fulfill the same requirements-
Ally, Charles Schwab, Chase, Circle Pay App, Discover, Hancock Whitney, Huntington, PNC, Serve, TD Bank, USAA, US Bank, Wells Fargo.
https://chime.com/raymondruiu/

Qapital

Qapital is a banking app (for iOS/Android) which pays you a $20 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3.
If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment, they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.
https://get.qapital.com/SGjU8VhoM4

SkyOne

SkyOne is a credit union which will pay you a $25 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone nationwide can sign up if you follow these steps. People are normally legally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click 'None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits" on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3

Premier Members Credit Union

Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!
And you can close the account at any time, with no fees or penalties!
They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.
https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/

SoFi Money

SoFi give out $75 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits 2 $500 direct deposits. So all you have to do is open an account with a referral link, deposit $500 2 times, and then instantly collect the bonus and then take it all back.
Direct deposits currently requires payroll contributions.
And you can cancel the account at any time with no fees or consequences-
https://www.sofi.com/invite/money?gcp=50ba4483-e582-4e5d-9733-d720b781161a

Juno

Juno is giving users a free $25 for anyone who signs up for for a checking account using a referral link and make a $1000 deposit once the product officially launches. So all you have to do is open an account with a referral link, wait for the product to officially launch, make a $1000 deposit, and then get your $25 bonus! You can then instantly collect the bonus and then take it all back.
And you can cancel the account at any time with no fees or consequences-
https://bankonjuno.com/referral/AMADjJsl

Santander

Santander is a bank which will pay you a $50 digital Visa Prepaid Card for opening a Simply Right® Checking, Santander Premier Plus Checking, Santander Basic Checking, or Student Value Checking account via a referral link and making a $250 direct deposit within 60 days.
A "direct deposit" technically means that they want you to deposit the money right from payroll, but you can actually meet this requirement simply by transferring in money from Venmo! Additionally, you can meet the requirements simply by transferring in from the following accounts-
Chase, Charles Schwabb, Fidelity, Wells Fargo.
https://santander.extole.io/s/rayruiu1959
Keep in mind that this offer is available for people in NH, MA, RI, CT, DE, NY, NJ & PA only

Cryptocurrency-

Donut

Donut is a cryptocurrency investing app (iOS only) which will give you $10 for signing up using a referral link and depositing $10. The deposit is automatically invested in bitcoin. You can sell the bitcoin immediately to avoid any risk. They pay out almost instantly (it took me 5 minutes to get my bonus), and you can withdraw instantly, making this a very quick and easy money maker.
They charge a small CC fee when depositing the $10, but its roughly 50 cents, so you can expect a profit of roughly $9.50 for only a few minutes of your time.
So all you have to do is download the app using a referral link, enter my referral ID (@annprod) when promoted, deposit $10, and you should get your $10 bonus within minutes. You can then sell your bitcoin, withdraw your money + the bonus, and close the account fee free if you wish.
https://donut.app.link/annprod/i/CVx0dbRMR

Voyager

Voyager is a crypocurrency trading app which will pay you $25 in free bitcoin for trading $100 on the platform! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579
Android- https://play.google.com/store/apps/details?id=com.investvoyager

Coinbase

Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform! The bonus posts within a couple of days, from my experience.
https://www.coinbase.com/join/ruiu_8
They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2

Gemini

Gemini is a cryptocurrency trading app/exchange which will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency on the platform.
https://gemini.com/share/rllzke26
Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.

Constant

Constant is a cryptocurrency P2P investing platform which will give you $10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.
So all you have to do is open an account using a referral link, verify your ID, deposit $10 via any means, and then you will get a $10 bonus that posts instantly and you can withdraw to your bank immediately. No deposit required.
https://www.myconstant.com?r=annoyedproduct

Credit Cards-

Chase Freedom

Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry, relatively easy to pull off and with a very high bonus!
So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ

Discover IT

Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time with no fees or penalties.
https://refer.discover.com/s/hhti4m

Other-

Root

Root is an auto insurance app that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away.
https://rootbonus.com/AmadeoRuiu

SoFi Loans

SoFi is offering a $100 bonus for people who opens a new personal loan or refinance an existing student loan.
I would definitely recommend you research the pros and cons of student loan refinancing before you consider this option, I have personally considered doing it in the past and the basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.
There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.
www.sofi.com/share/2498539?src=copy

Long Game

Long Game is a banking app (iOS/Android) which pays you a $15 bonus for making a $5 deposit from your bank account. They have a monthly fee ($3/month) which is waived for the first month.
So all you have to do is sign up using my referral link, set up a $5 deposit from your bank account, and then withdraw the $5 + $15 bonus as soon as it posts (takes a couple days) to avoid any fees.
$15 appears to be a limited-time offer, its normally only $5.

Zynn

Zynn (iOS/Android): is Tik Tok competitor which pays users roughly 1 penny per 10 second video they watch. They also gift $1-20 for new users who sign up via a referral link, enter their referral code in the app, and watch 1-2 minutes worth of videos.
So all you have to do is download the app using my referral code, enter my referral code (VSE7E55) in the "rewards" section (under "Enter referral code of your friend"), and then watch a couple minutes worth of videos! You can then withdraw your bonus money via PayPal (minmum withdrawal of $1, so you are guaranteed to be able to withdraw your cash if you want!)
Unlike most other offers mentioned, this is available for US and Canada residents.
submitted by Aaffvrg to referralcodes [link] [comments]

Max $4597, $971 guaranteed!- Donut, Long Game, Zynn, First Trade, Moomoo, Dough, Public,TradeUP, Robinhood,Acorns,M1 Finance, SoFi Money/Invest/Loans,One, Stash, Aspiration, Chime,Qapital, SkyOne,Premier Members FCU, Juno,Santander,Voyager,Webull,Orchid,Gemini,Constant,Chase Freedom,Discover IT,Root

Max $4597, $971 guaranteed!- Donut, Long Game, Zynn, First Trade, Moomoo, Dough, Public,TradeUP, Robinhood,Acorns,M1 Finance, SoFi Money/Invest/Loans,One, Stash, Aspiration, Chime,Qapital, SkyOne,Premier Members FCU, Juno,Santander,Voyager,Webull,Orchid,Gemini,Constant,Chase Freedom,Discover IT,Root
Hello everyone! There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini and Zynn) are US only.

Stocks

Banks

Cryptocurrency

Credit Cards

Other

--Details on each offer below--

Stocks-

Webull

Webull is a commission free stock trading app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account and making a $100 deposit.
It is available on iOS, Android, and PC!
https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j

Public

Public is a stock trading app which gives you a free stock (valued up to $50) when your account is approved. No initial deposit is required! They offers commission free stock ETF's and mutual fund trading via iOS or Android!
http://share.public.com/rayruiu

FirstTrade

FirstTrade is a stock trading app which gives you a free stock (valued up to $200) when your account is approved. No initial deposit is required! They offers commission free stock ETF's and mutual fund trading via the web or iOS/Android!
https://share.firstrade.com/RAYMONDU2RF

Dough

Dough is a stock trading app which gives you a free stock (valued $2- $200) when your account is approved. No initial deposit is required! They offers commission free stock ETF's and mutual fund trading via iOS or Android!
https://dough.com/referrals?referral=68AWH8RN44&referredby=Raymond

TradeUp

TradeUP is a stock trading app which gives you a free stock (valued $2.50-250) for opening an account. No initial deposit is required! They also offers commission free stock ETF and mutual fund trading via the web or iOS/Android!
Additionally, they will give you a second stock (valued at $8-$1000) for making a $100 deposit.
https://tradeup.marsco.com/activity/market/us-open-price/#/share?invite=3PPVKT

Robinhood

Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when your account is approved. No initial deposit is required! Like FirstTrade, they offers commission free stock ETF's and mutual fund trading via the web or iOS/Android!
https://invite.robinhood.com/amadeor3

Acorns

Acorns is an online investing app (iOS or Android) which is offering a free $5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until May 15th, 2020. You can then withdraw the money and close the account, fee free!
https://www.acorns.com/invite/TLBCPD

Moomoo

Moomoo is a stock trading app which gives you a free stock (valued $10-$1000) for opening an account and making a $500 deposit. They also offers commission free stock ETF's and mutual fund trading via the web or iOS/Android!
https://j.moomoo.com/000LR3

M1 Finance

M1 Finance is an investing account, like Robinhood or Webull. It includes zero commission trading, and has a popular subreddit community behind it! If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus posted to the account within 14 days.
https://m1.finance/J6aLCt6SRGdW

SoFi Invest

SoFi gives $75 for anyone who signs up for a SoFi Invest account and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!
Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $100 cash bonuses with SoFi Invest!
https://www.sofi.com/share/invest/2498539

Banks-

One Finance

One Finance gives out $20 for anyone who signs up for a One Finance (bank) account via my referral link and deposits at least $20 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $20, and then the bonus will post to your account instantly.
They will also pay you an extra $5 if you download their iOS app. Android users are only eligible for the regular $20 bonus.
https://share.onefinance.com/invite/MilaZ/efa5e3bf

Stash

Stash gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
https://get.stashinvest.com/amadeowpr10

Aspiration

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250
So all you have to do is open a “Spend & Save” account using a referral link, spend $250 using their debit card, and then you will get $50 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want! I would be grateful if you used my referral link-
https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W

Chime

Chime is a banking app which pays you a $50 bonus for making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!
If you don't have cash app, you can also transfer in $200 from the following banks to fulfill the same requirements-
Ally, Charles Schwab, Chase, Circle Pay App, Discover, Hancock Whitney, Huntington, PNC, Serve, TD Bank, USAA, US Bank, Wells Fargo.
https://chime.com/raymondruiu/

Qapital

Qapital is a banking app (for iOS/Android) which pays you a $20 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3.
If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment, they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.
https://get.qapital.com/SGjU8VhoM4

SkyOne

SkyOne is a credit union which will pay you a $25 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone nationwide can sign up if you follow these steps. People are normally legally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click 'None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits" on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3

Premier Members Credit Union

Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!
And you can close the account at any time, with no fees or penalties!
They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.
https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/

SoFi Money

SoFi give out $75 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits 2 $500 direct deposits. So all you have to do is open an account with a referral link, deposit $500 2 times, and then instantly collect the bonus and then take it all back.
Direct deposits currently requires payroll contributions.
And you can cancel the account at any time with no fees or consequences-
https://www.sofi.com/invite/money?gcp=50ba4483-e582-4e5d-9733-d720b781161a

Juno

Juno is giving users a free $25 for anyone who signs up for for a checking account using a referral link and make a $1000 deposit once the product officially launches. So all you have to do is open an account with a referral link, wait for the product to officially launch, make a $1000 deposit, and then get your $25 bonus! You can then instantly collect the bonus and then take it all back.
And you can cancel the account at any time with no fees or consequences-
https://bankonjuno.com/referral/AMADjJsl

Santander

Santander is a bank which will pay you a $50 digital Visa Prepaid Card for opening a Simply Right® Checking, Santander Premier Plus Checking, Santander Basic Checking, or Student Value Checking account via a referral link and making a $250 direct deposit within 60 days.
A "direct deposit" technically means that they want you to deposit the money right from payroll, but you can actually meet this requirement simply by transferring in money from Venmo! Additionally, you can meet the requirements simply by transferring in from the following accounts-
Chase, Charles Schwabb, Fidelity, Wells Fargo.
https://santander.extole.io/s/rayruiu1959
Keep in mind that this offer is available for people in NH, MA, RI, CT, DE, NY, NJ & PA only

Cryptocurrency-

Donut

Donut is a cryptocurrency investing app (iOS only) which will give you $10 for signing up using a referral link and depositing $10. The deposit is automatically invested in bitcoin. You can sell the bitcoin immediately to avoid any risk. They pay out almost instantly (it took me 5 minutes to get my bonus), and you can withdraw instantly, making this a very quick and easy money maker.
They charge a small CC fee when depositing the $10, but its roughly 50 cents, so you can expect a profit of roughly $9.50 for only a few minutes of your time.
So all you have to do is download the app using a referral link, enter my referral ID (@annprod) when promoted, deposit $10, and you should get your $10 bonus within minutes. You can then sell your bitcoin, withdraw your money + the bonus, and close the account fee free if you wish.
https://donut.app.link/annprod/i/CVx0dbRMR

Voyager

Voyager is a crypocurrency trading app which will pay you $25 in free bitcoin for trading $100 on the platform! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579
Android- https://play.google.com/store/apps/details?id=com.investvoyager

Coinbase

Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform! The bonus posts within a couple of days, from my experience.
https://www.coinbase.com/join/ruiu_8
They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2

Gemini

Gemini is a cryptocurrency trading app/exchange which will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency on the platform.
https://gemini.com/share/rllzke26
Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.

Constant

Constant is a cryptocurrency P2P investing platform which will give you $10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.
So all you have to do is open an account using a referral link, verify your ID, deposit $10 via any means, and then you will get a $10 bonus that posts instantly and you can withdraw to your bank immediately. No deposit required.
https://www.myconstant.com?r=annoyedproduct

Credit Cards-

Chase Freedom

Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry, relatively easy to pull off and with a very high bonus!
So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ

Discover IT

Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time with no fees or penalties.
https://refer.discover.com/s/hhti4m

Other-

Root

Root is an auto insurance app that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away.
https://rootbonus.com/AmadeoRuiu

SoFi Loans

SoFi is offering a $100 bonus for people who opens a new personal loan or refinance an existing student loan.
I would definitely recommend you research the pros and cons of student loan refinancing before you consider this option, I have personally considered doing it in the past and the basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.
There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.
www.sofi.com/share/2498539?src=copy

Long Game

Long Game is a banking app (iOS/Android) which pays you a $15 bonus for making a $5 deposit from your bank account. They have a monthly fee ($3/month) which is waived for the first month.
So all you have to do is sign up using my referral link, set up a $5 deposit from your bank account, and then withdraw the $5 + $15 bonus as soon as it posts (takes a couple days) to avoid any fees.
$15 appears to be a limited-time offer, its normally only $5.

Zynn

Zynn (iOS/Android): is Tik Tok competitor which pays users roughly 1 penny per 10 second video they watch. They also gift $1-20 for new users who sign up via a referral link, enter their referral code in the app, and watch 1-2 minutes worth of videos.
So all you have to do is download the app using my referral code, enter my referral code (VSE7E55) in the "rewards" section (under "Enter referral code of your friend"), and then watch a couple minutes worth of videos! You can then withdraw your bonus money via PayPal (minmum withdrawal of $1, so you are guaranteed to be able to withdraw your cash if you want!)
Unlike most other offers mentioned, this is available for US and Canada residents.
https://preview.redd.it/orie7cgdew051.jpg?width=760&format=pjpg&auto=webp&s=d99ae04285546cc69a8a5e1391a30cff82a95b1f
submitted by DarleneRamosi to referralcodes [link] [comments]

Max $4597, $971 guaranteed!- Donut, Long Game, Zynn, First Trade, Moomoo, Dough, Public,TradeUP, Robinhood,Acorns,M1 Finance, SoFi Money/Invest/Loans,One, Stash, Aspiration, Chime,Qapital, SkyOne,Premier Members FCU, Juno,Santander,Voyager,Webull,Orchid,Gemini,Constant,Chase Freedom,Discover IT,Root

Max $4597, $971 guaranteed!- Donut, Long Game, Zynn, First Trade, Moomoo, Dough, Public,TradeUP, Robinhood,Acorns,M1 Finance, SoFi Money/Invest/Loans,One, Stash, Aspiration, Chime,Qapital, SkyOne,Premier Members FCU, Juno,Santander,Voyager,Webull,Orchid,Gemini,Constant,Chase Freedom,Discover IT,Root
Hello everyone! There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini and Zynn) are US only.

Stocks

Banks

Cryptocurrency

Credit Cards

Other

--Details on each offer below--

Stocks-

Webull

Webull is a commission free stock trading app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account and making a $100 deposit.
It is available on iOS, Android, and PC!
https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j

Public

Public is a stock trading app which gives you a free stock (valued up to $50) when your account is approved. No initial deposit is required! They offers commission free stock ETF's and mutual fund trading via iOS or Android!
http://share.public.com/rayruiu

FirstTrade

FirstTrade is a stock trading app which gives you a free stock (valued up to $200) when your account is approved. No initial deposit is required! They offers commission free stock ETF's and mutual fund trading via the web or iOS/Android!
https://share.firstrade.com/RAYMONDU2RF

Dough

Dough is a stock trading app which gives you a free stock (valued $2- $200) when your account is approved. No initial deposit is required! They offers commission free stock ETF's and mutual fund trading via iOS or Android!
https://dough.com/referrals?referral=XPSSX6DFNF&referredby=Mila

TradeUp

TradeUP is a stock trading app which gives you a free stock (valued $2.50-250) for opening an account. No initial deposit is required! They also offers commission free stock ETF and mutual fund trading via the web or iOS/Android!
Additionally, they will give you a second stock (valued at $8-$1000) for making a $100 deposit.
https://tradeup.marsco.com/activity/market/us-open-price/#/share?invite=6NDX1U

Robinhood

Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when your account is approved. No initial deposit is required! Like FirstTrade, they offers commission free stock ETF's and mutual fund trading via the web or iOS/Android!
https://invite.robinhood.com/amadeor3

Acorns

Acorns is an online investing app (iOS or Android) which is offering a free $5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until May 15th, 2020. You can then withdraw the money and close the account, fee free!
https://www.acorns.com/invite/TLBCPD

Moomoo

Moomoo is a stock trading app which gives you a free stock (valued $10-$1000) for opening an account and making a $500 deposit. They also offers commission free stock ETF's and mutual fund trading via the web or iOS/Android!
https://j.moomoo.com/000LR3

M1 Finance

M1 Finance is an investing account, like Robinhood or Webull. It includes zero commission trading, and has a popular subreddit community behind it! If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus posted to the account within 14 days.
https://m1.finance/J6aLCt6SRGdW

SoFi Invest

SoFi gives $75 for anyone who signs up for a SoFi Invest account and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!
Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $100 cash bonuses with SoFi Invest!
https://www.sofi.com/share/invest/2498539

Banks-

One Finance

One Finance gives out $20 for anyone who signs up for a One Finance (bank) account via my referral link and deposits at least $20 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $20, and then the bonus will post to your account instantly.
They will also pay you an extra $5 if you download their iOS app. Android users are only eligible for the regular $20 bonus.
https://share.onefinance.com/invite/MilaZ/efa5e3bf

Stash

Stash gives out $20 for anyone who signs up for the Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
https://get.stashinvest.com/amadeowpr10

Aspiration

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250
So all you have to do is open a “Spend & Save” account using a referral link, spend $250 using their debit card, and then you will get $50 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want! I would be grateful if you used my referral link-
https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W

Chime

Chime is a banking app which pays you a $50 bonus for making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!
If you don't have cash app, you can also transfer in $200 from the following banks to fulfill the same requirements-
Ally, Charles Schwab, Chase, Circle Pay App, Discover, Hancock Whitney, Huntington, PNC, Serve, TD Bank, USAA, US Bank, Wells Fargo.
https://chime.com/raymondruiu/

Qapital

Qapital is a banking app (for iOS/Android) which pays you a $20 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3.
If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment, they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.
https://get.qapital.com/SGjU8VhoM4

SkyOne

SkyOne is a credit union which will pay you a $25 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone nationwide can sign up if you follow these steps. People are normally legally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click 'None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits" on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3

Premier Members Credit Union

Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!
And you can close the account at any time, with no fees or penalties!
They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.
https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/

SoFi Money

SoFi give out $75 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits 2 $500 direct deposits. So all you have to do is open an account with a referral link, deposit $500 2 times, and then instantly collect the bonus and then take it all back.
Direct deposits currently requires payroll contributions.
And you can cancel the account at any time with no fees or consequences-
https://www.sofi.com/invite/money?gcp=50ba4483-e582-4e5d-9733-d720b781161a

Juno

Juno is giving users a free $25 for anyone who signs up for for a checking account using a referral link and make a $1000 deposit once the product officially launches. So all you have to do is open an account with a referral link, wait for the product to officially launch, make a $1000 deposit, and then get your $25 bonus! You can then instantly collect the bonus and then take it all back.
And you can cancel the account at any time with no fees or consequences-
https://bankonjuno.com/referral/AMADjJsl

Santander

Santander is a bank which will pay you a $50 digital Visa Prepaid Card for opening a Simply Right® Checking, Santander Premier Plus Checking, Santander Basic Checking, or Student Value Checking account via a referral link and making a $250 direct deposit within 60 days.
A "direct deposit" technically means that they want you to deposit the money right from payroll, but you can actually meet this requirement simply by transferring in money from Venmo! Additionally, you can meet the requirements simply by transferring in from the following accounts-
Chase, Charles Schwabb, Fidelity, Wells Fargo.
https://santander.extole.io/s/rayruiu1959
Keep in mind that this offer is available for people in NH, MA, RI, CT, DE, NY, NJ & PA only

Cryptocurrency-

Donut

Donut is a cryptocurrency investing app (iOS only) which will give you $10 for signing up using a referral link and depositing $10. The deposit is automatically invested in bitcoin. You can sell the bitcoin immediately to avoid any risk. They pay out almost instantly (it took me 5 minutes to get my bonus), and you can withdraw instantly, making this a very quick and easy money maker.
They charge a small CC fee when depositing the $10, but its roughly 50 cents, so you can expect a profit of roughly $9.50 for only a few minutes of your time.
So all you have to do is download the app using a referral link, enter my referral ID (@annprod) when promoted, deposit $10, and you should get your $10 bonus within minutes. You can then sell your bitcoin, withdraw your money + the bonus, and close the account fee free if you wish.
https://donut.app.link/annprod/i/CVx0dbRMR

Voyager

Voyager is a crypocurrency trading app which will pay you $25 in free bitcoin for trading $100 on the platform! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579
Android- https://play.google.com/store/apps/details?id=com.investvoyager

Coinbase

Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform! The bonus posts within a couple of days, from my experience.
https://www.coinbase.com/join/ruiu_8
They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2

Gemini

Gemini is a cryptocurrency trading app/exchange which will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency on the platform.
https://gemini.com/share/rllzke26
Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.

Constant

Constant is a cryptocurrency P2P investing platform which will give you $10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.
So all you have to do is open an account using a referral link, verify your ID, deposit $10 via any means, and then you will get a $10 bonus that posts instantly and you can withdraw to your bank immediately. No deposit required.
https://www.myconstant.com?r=annoyedproduct

Credit Cards-

Chase Freedom

Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry, relatively easy to pull off and with a very high bonus!
So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ

Discover IT

Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time with no fees or penalties.
https://refer.discover.com/s/hhti4m

Other-

Root

Root is an auto insurance app that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away.
https://rootbonus.com/AmadeoRuiu

SoFi Loans

SoFi is offering a $100 bonus for people who opens a new personal loan or refinance an existing student loan.
I would definitely recommend you research the pros and cons of student loan refinancing before you consider this option, I have personally considered doing it in the past and the basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.
There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.
www.sofi.com/share/2498539?src=copy

Long Game

Long Game is a banking app (iOS/Android) which pays you a $15 bonus for making a $5 deposit from your bank account. They have a monthly fee ($3/month) which is waived for the first month.
So all you have to do is sign up using my referral link, set up a $5 deposit from your bank account, and then withdraw the $5 + $15 bonus as soon as it posts (takes a couple days) to avoid any fees.
$15 appears to be a limited-time offer, its normally only $5.

Zynn

Zynn (iOS/Android): is Tik Tok competitor which pays users roughly 1 penny per 10 second video they watch. They also gift $1-20 for new users who sign up via a referral link, enter their referral code in the app, and watch 1-2 minutes worth of videos.
So all you have to do is download the app using my referral code, enter my referral code (VSE7E55) in the "rewards" section (under "Enter referral code of your friend"), and then watch a couple minutes worth of videos! You can then withdraw your bonus money via PayPal (minmum withdrawal of $1, so you are guaranteed to be able to withdraw your cash if you want!)
Unlike most other offers mentioned, this is available for US and Canada residents.
https://preview.redd.it/02kc72tjgq251.jpg?width=760&format=pjpg&auto=webp&s=e6718ec3a689fea6ef8d53d4e4bb1129122ae4a0
submitted by DarleneRamosi to referralcodes [link] [comments]

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